AgoraForo - Digital Marketplace & Freelancer Forum
Place your Ad here for $10.00 per Month!

Other DBucks Small and Large Loans - Pick Your Payback Frequency Edition

Status
Not open for further replies.
Loan Type: (Small or Large) Small
Loaned Amount Wanted:$5
Loan Schedule Type Wanted: (Standard or Amortization) standard
Length of Term to Pay Back: (length based on loan size) monthly
Payment Frequency: (Pick from list above) biweekly
Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no)yea
Do you have a currently active exchange no
 
Augusta said:
Loan Type: (Small or Large) Small
Loaned Amount Wanted:$5
Loan Schedule Type Wanted: (Standard or Amortization) standard
Length of Term to Pay Back: (length based on loan size) monthly
Payment Frequency: (Pick from list above) biweekly
Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no)yea
Do you have a currently active exchange no
Click to expand...
Replied via PM and had sent the loan. :)
 
I am temporarily stopping the loan incentive program. Any loans started after the incentive was created and before this message will be honored.

This is to begin allocating funds to further development of Discussion Bucks.​
 
Loan Type: (Small or Large) - Small.
Loaned Amount Wanted: 1.5DBucks
Loan Schedule Type Wanted: (Standard or Amortization) Amortization
Length of Term to Pay Back: (length based on loan size) 2 months.
Payment Frequency: (Pick from list above) Monthly
Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no) Yes
Do you have a currently active exchange thread in one of the Marketplace Boards? If so, provide a link: No.
 
Fidelia said:
Loan Type: (Small or Large) - Small.
Loaned Amount Wanted: 1.5DBucks
Loan Schedule Type Wanted: (Standard or Amortization) Amortization
Length of Term to Pay Back: (length based on loan size) 2 months.
Payment Frequency: (Pick from list above) Monthly
Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no) Yes
Do you have a currently active exchange thread in one of the Marketplace Boards? If so, provide a link: No.
Click to expand...
Donated and replied to your conversation. ;)
 
Loan Type: (Small or Large): Large

Loaned Amount Wanted: $20 D Bucks

Loan Schedule Type Wanted: (Standard or Amortization): Amortization

Length of Term to Pay Back: (length based on loan size): 4

Payment Frequency: (Pick from list above): Monthly

Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no) Yes

Do you have a currently active exchange: Yes
 
King Belieal said:
Loan Type: (Small or Large): Large

Loaned Amount Wanted: $20 D Bucks

Loan Schedule Type Wanted: (Standard or Amortization): Amortization

Length of Term to Pay Back: (length based on loan size): 4

Payment Frequency: (Pick from list above): Monthly

Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no) Yes

Do you have a currently active exchange: Yes
Click to expand...
Sent you the loan. :)
 
Nomad said:
Do you still accept microlikes as loan repayment?
Click to expand...

Joshua Farrell said:
Payback Options
The following are options that can be used to pay your DBucks Loan back.

Payback Option: DBucks
The direct link to the donation tab with my username already filled out to pay back in DBucks, is https://discussionbucks.com/dbtech-credits/currency/d-bucks.2/?user_id=23&tab=donate
Once on that page, the first thing you will need to do, is fill in the balance you are paying back, per the payment period minimums and any extra above it you want to pay. Then fill out the message to include "DBucks Loan Payment".

Payback Option: MicroLikes
Follow these instructions to pay back your loan in MicroLikes.
  1. Log in to your account at MicroLikes.com.
  2. Navigate to the left sidebar and click on the 'MicroLikes amount' field.
  3. Enter the number of MicroLikes you wish to exchange as payment for the loan.
  4. In the 'Send To' field, input 'joshuafarrell' as the recipient username.
  5. In the Message field, type: "Discussion Bucks Loan Repayment - [Your Discussion Bucks Username]".
  6. After the transaction posts in your "MicroLikes Transactions History" and is seen as "Pending", click/tap on the blue "confirm" button.
  7. Congratulations! Payment is then sent!
Click to expand...

Yep. So long as that section continues to list it.
 
Since I have a couple loans people are not taking seriously in paying back on time without nagging (being late on payment dates to keep current), all first time loans will be required to pay it back entirely in DBucks. If you can prove that you will be prompt in paying it off, I will not mind the 2nd or 3rd repeat loans being paid back in MicroLikes, if you have the balance to use.
 
Loan Type: (Small or Large): Small
Loaned Amount Wanted: $6
Loan Schedule Type Wanted: (Standard or Amortization): Amortization
Length of Term to Pay Back: (length based on loan size) 3 Months.
Payment Frequency: (Pick from list above) Monthly.
Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no) Yes
Do you have a currently active exchange thread in one of the Marketplace Boards? If so, provide a link: No.
 
Fidelia said:
Loan Type: (Small or Large): Small
Loaned Amount Wanted: $6
Loan Schedule Type Wanted: (Standard or Amortization): Amortization
Length of Term to Pay Back: (length based on loan size) 3 Months.
Payment Frequency: (Pick from list above) Monthly.
Do you understand that if you fail to pay by the specific date of your payment frequency, you will end up paying more?: (yes or no) Yes
Do you have a currently active exchange thread in one of the Marketplace Boards? If so, provide a link: No.
Click to expand...
Donated. Will reply to your Conversation with more info.
 
Bringing this back. For the time being, I am halting the large loans until literally the couple large loans taken out are paid back completely, with the preference on refilling my Discussion Bucks Balance.
 
The following users have yet to get current on paying this months' loan payments: @King Belieal @Kross @Fidelia @Carson20t. You all have an inbox message with the respective amounts you should have payed by this point in the month.

@Carson20t is lacking payments for the past 3 months, and I have reverted back to the old fee system for him. If he doesn't get current by January 15 of next year, I recommend to anyone doing any service with him, to not participate till he is no longer failing to pay me his loan payments.
 
Alright, considering lack of punctual payment from everyone on my list, I have updated my system as follows:

  1. Annual Interest Rate is added to the balance regardless of payment type, and will always be considered part of the payback amount.
    • What this means, is that quite literally you will have to pay back more than what you took out by default. This means that you cannot overpay and not have to pay less overall.
  2. ALL LATE PAYMENTS: regardless of loan size type and frequency of payment, will incur a 2.50 DBucks Late Fee. This will be added to your balance, every time you miss the date of payment.
  3. ALL EARLY PAYMENTS: If you pay before the date you are supposed to pay, you will incur a 1.50 DBucks Processing Fee. This is in addition to the amount you are supposed to pay per pay period. Make your payments on time, and you won't be charged for the payment.
I will be adding the above to my opening post, once I have redone the text to clarify the above.
 
I recommend that no one participate in exchanges with @Carson20t. He is exhibiting scammer behaviour. He refused to take me up on my offer I made last month by refusing to talk to me, and has refused to pay me for now a fourth month in a row.

@Kross, you are required to pay 5.32 by 24 of November. If you do not pay the full balance by months' end, I will also label you as a scammer.
 
ALL FUTURE LOAN REQUESTS WILL BE PUT ON HOLD, TILL ALL REMAINING LOANS ARE COMPLETELY PAID OFF.

This is not to punish those who want a loan, but to ensure that those who have consistently not paid me off, to pay me off before the end of the year.
 
Last edited:
Hello Joshua,thanks for the private message and for being patient with me and others. The other things i will continue to engage you privately and from the look of things i will ammend the broken relationship and trust on my end. I do not ussually engage in a lot of private interactions with a very big number of people but i do have some good friends who have really felt dissappointed by this.

I am not going to lie, i had about a $150 but sadly that money i cannot have access to it at the monent.I wonder why things happen this Awkward and way. I am pushing efforts but nothing has been released to me at the moment. But even if you have given me an option to work and build the money on dbucks,i will also use my personal means to clear it.PLEASE I AM ASKING FOR THE LAST CHANCE for you to exibit your good will. I know a lot of people have taken your kindness for granted and went away with your money. For some of us yes we have disaaponted you but we are willing to mend our actions.So please do not conclude when you are also saying you have given us a little bit of chance.

I am a real person and hoping to build a reputation one day when i connect with quality people who have a dream to build their financial dream and walk to financial freedom.
My real names are Benjamin C Khosa,
On facebook you can search for me as Carson Khosa, my personal number for calls and whatsapp +Private information removed and my email is Private information removed
I HAVE MADE MISTAKES YES BUT NOT A SCAMMER.

Hoping to pay you a $5 minimum if yiu can give me just a few days and then clear everything when i get paid on the monthend from my salary.That is my plan away from the options you have given me.🤝
 
Last edited by a moderator:
I'm going to lock this thread, pending a rewrite of the whole process. Need to include info in it that I didn't add, and will be removing and adding other things.

@Kross, @Fidelia and @King Belieal, your loans do not need to be paid back.

@Carson20t, any further discussion on the renegotiation will need to remain in the private conversation we have.
 
Status
Not open for further replies.
15,347Threads
111,633Messages
341Members
yelixLatest member
Top