Do you always use your credit card?

[freelancermaria]

Do you have a credit card? Do you use it regularly? I used to have one, but I decided to stop using it because I struggled to pay off my credit card debts. At first, I was excited to have it since it was my first experience with credit, but after I received my bill, I realized it was best to part ways with the card. LOL

 

[Springtime]

Yes, I always use credit cards for cashback. I always pay my credit card bill on time. Never paid any interest.

 

[Suba]

Currently, I have stopped using credit cards, which I think are just debts that have to be paid, so I prefer to use debit cards and e-wallets

 

[itsmejob]

I just had my very first credit card in June this year. I tried to reach the x number of amount to qualify for the no annual fee for life which I did. But the my bill is high.

 

[eLdavis]

Over here we do not have access to a credit card, so we mostly make use of debit cards. Most people here have never seen a credit card once.

 

[itsmejob]

Over here we do not have access to a credit card, so we mostly make use of debit cards. Most people here have never seen a credit card once.

For so many years, I have been using my debit card. Only this year when I had that courage to apply for a credit card, and I was approved. Never had Credit card transaction until I got my own. But I must make wise decisions on purchases.

 

[Stardom22]

I have realized that, there are no credit cards being used in my country. Mostly we have the debit card and the ATMs here.

 

[Augusta]

I don't have a credit card but if I did I would be careful with how I do my spending to be able to pay up on time

 

[Trush Jodie]

I have never had a credit card in my life to even talk of always using it. And I am happy that I don't have a credit card too.

 

[Augusta]

Credit card system not in my country and we need to build individuals that are financially responsible to have the credit system work in my country