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Do you always use your credit card?

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Do you have a credit card? Do you use it regularly? I used to have one, but I decided to stop using it because I struggled to pay off my credit card debts. At first, I was excited to have it since it was my first experience with credit, but after I received my bill, I realized it was best to part ways with the card. LOL
 
Over here we do not have access to a credit card, so we mostly make use of debit cards. Most people here have never seen a credit card once.
For so many years, I have been using my debit card. Only this year when I had that courage to apply for a credit card, and I was approved. Never had Credit card transaction until I got my own. But I must make wise decisions on purchases.
 
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