Do you have a monthly budget?

[eLdavis]

Yes i have monthly budget, otherwise my money will never last more than a week, without a budget i spend more money and that will put me in a big financial problem.

I actually learnt a lot of things this year and i am seriously planning on making a lot of changes to better my saving habit next year.

 

[Stardom22]

For me l don't have any budget for now. This is because l know how to do with my money and spending them wisely.

 

[Ladyhawk]

Yes, I do, and it's a must for me because if I don't have a monthly budget, my income for that month will definitely last only for a few days.

 

[Kirubel]

I actually learnt a lot of things this year and i am seriously planning on making a lot of changes to better my saving habit next year.

Good, its mandatory to start and lead your life with planning and planning your monthly budget will give you a good saving habit and also it will save you some good money that was spanned when you lead your life with out a plan and monthly budget.

 

[arunima25]

I am a mom, a wife and a working woman..We have enough financial obligations as a family. I make a budget and stick to it.. Thankfully, financial discipline was instilled in me from a very young age..this comes natural to me.

 

[magnus2022]

Working under a budget can be pretty frustrating most times cause you would be forced to spend within a limit. At the month i do not have a monthly budget i spend on, but i am planning on creating one pretty soon. Do you have a month budget you work on?

I work under budget but i don't follow it strictly. Sometimes! Some expenses will pop up and you will be left with no option but to adjust the budget.

 

[Bisolami]

I have a monthly budget and there are times when I go beyond the budget for a few reasons which is not really my fault

 

[itsmejob]

I have a monthly budget that I have not followed meticulously. I wish that I can follow the desired amount. Mostly go to other expenses every time I work in the office.

 

[arunima25]

I have a monthly budget and there are times when I go beyond the budget for a few reasons which is not really my fault

It happens with me also from time to time. It gets very tough at times to stick with the budget. Though I keep money aside for emergency fund, sometimes some expenses pop up at unexpected times and we have to stretch our monthly budget. But as long as we have spend nearly the same on an average in a year, we are good to go. Some months might have less expenditures and more savings. And there can be months that eat up all the savings too.

 

[Hate2Wait]

I haven't gotten myself into that state of affairs where I need to have a monthly budget but I am doing everything not to buy unnecessary things and always look to save money

 

[itsmejob]

It is always good to save money and stop buying unnecessary things. I would rather have budget on the basic needs than of the things I want. The needs are important than wants.

 

[arunima25]

Setting our priorities right in place is a very big help. It helps you stay focused on your financial goals and doesn't let you wander off from your track of expenditure. And slowly it brings a financial discipline in you. I have my priorities sorted out and it helps me to stick to my monthly budget

 

[itsmejob]

Setting our priorities right in place is a very big help. It helps you stay focused on your financial goals and doesn't let you wander off from your track of expenditure. And slowly it brings a financial discipline in you. I have my priorities sorted out and it helps me to stick to my monthly budget

I agree. Stick to the monthly budget is important. Any additional expense out of the budget is unnecessary only if it is really important in nature.

 

[Springtime]

I do not have a monthly budget, but I have a good idea of how much I earn and need to spend. I have self-discipline, I never spend more than I earn.

 

[Nomad]

Yes, I have a monthly budget. Setting a monthly budget helps me manage my cashflow even when I am not earning well in a particular month

 

[Starmix]

It's necessary to have a monthly budget for the payments of electric bill,, water bill, Internet bill and more. Without a monthly budget you will be like falling from a tall tree.

 

[King Belieal]

I think that having a monthly budget is one thing that would make a whole lot of difference on how you handle and manage finances.

 

[Hate2Wait]

I think its wise to have a monthly budget and everyone should try to have a realistic budget that can be achieved without making major changes in our spending habits.