Do you have some discretionary income on your monthly expenditures?

[Stardom22]

In my location where l live, most people lie on the low to middle income earners. So majority of them have no discretionary income and live in evaluating debts due to the low to insufficient funds for them. What do you think?

 

[Augusta]

Yes when you don't have the funds to spend you would have to cut out a lot of things which isn't bad

 

[Fire&Rain]

These days most people live that way. Its a scary living situation to be honest but reality of the situation is that when you lack funds that the future you are doomed with.

 

[Springtime]

It is sad if you have to live by taking out loans. In such situation, the person must find a way out. Try to identify various sources of making money.

 

[eLdavis]

There are so many things i want to do but cause I don't have the funds i have to cut out most of them for now.

 

[Suba]

Apart from having to have a steady income, even if it is small, we also have to make additional income, both offline and online, such as opening a basic food shop using the terrace of the house, apart from that, there is a lot of additional income that you can earn online. Living with debt makes us uncomfortable, pay off your debt immediately and try to save.

 

[Augusta]

Discretionary income is money left for spending, investing, or saving after paying taxes and essential expenses. Some people don't have such funds