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Do you include luxuries in your budget?
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This time, I no longer include luxuries in my budget hehe. I need ti budget my money properly because I have a plan to expand my business.
It is what I intend to do but for now I'm not doing that so I would in the future as I like it
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Congrats mate for having joined Microlikes. Yes, most people this time except the wealthy always buy luxurious things for their personal happiness.
eLdavis
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Yes I am always doing this, this is because if I do not create a budget for this, I we end up touching what I have kept for others.
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Let's have self control and as much as possible stay away from luxurious things that will kill our budget and regret later.
With my pension I can't afford to include luxuries in my budget.
There is a time for everything and a price to pay for everything. Including luxuries in your budget is not what you do when you're not financially comfortable.
I don't include luxuries at the moment because I'm saving for more important things. I'd like to establish an offline business this year or next.
Thanks mate. Yeah I joined thanks to you as it didn't understand them what it was about but I have now.
Even I started working, I did not start including luxury on my budget. Even friends ecstatic about their new iPhones, I was contented with my Android mobile phone. I keep my profile very low so that I won't spend much money on the things that I really don't need.
People will view luxuries from different angles depending on thei stage and financial situation. I do include things in my budget that are not basic needs. They are above food, shelter, healthcare etc. I love to go for travel and enjoy comfortable holidays..I love to travel in my country and other countries too. I have a budget for my travel.
No, I do not include luxury items in my regular monthly budget. They are for daily necessities. I seldom buy luxury items. But I do spend money on traveling overseas. If I have travel plans, I'll save money to achieve this.
Firstly I would like to know what are those luxuries because things which are luxuries for us now will be like necessity in coming years like what happened with smartphones and laptops
King Belieal
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A little bit of luxury here and there would not really be bad. I think it helps you maintain a balance but it is not extreme luxury.
It's fine to enjoy a few luxuries which we can afford in our life because if we keep thinking about saving today and will spend later then it may not work for everyone
King Belieal
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A balance is what is required. One can give himself or herself a treat once in a month by going to an eatery to ear a fairly luxury meal.
I also treat myself whenever I want, Although I may think of saving that part of the money but its fine to have fun too as we are not under trial and should enjoy too
