Have You Created a Personal Financial Budget for 2025?

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A budget for 2025 means that we have to prepare a budget for a full year. Basically, preparing an annual budget is no different from a monthly budget, but an annual budget is made for the long term with priorities or specific goals. The constraints that we often encounter are when we have to determine variable expenses, because there are variable expenses that are difficult to control. So we can use the average real variable expenses of the previous year plus 10% if necessary.
 
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