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How do you identify someone that is financially responsible?

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For someone that is financially responsible or striving to be financially responsible, it is important to associate with people that are financially responsible.

But what are the clear signs that can be used to identify someone that is financially responsible?
 
For someone that is financially responsible or striving to be financially responsible, it is important to associate with people that are financially responsible.

But what are the clear signs that can be used to identify someone that is financially responsible?
I don't think there is any sign you can use to identify a financial responsible person except action. Appearance can be deceptive.
 
Someone that is financially responsible would always make financial decisions that are very rational.
 
A financially responsible person never spends more than s(he) earns. If s(he) has debts, always repay on time.
It is true that people that are financially responsible always pattern their lives according to what they can afford in a given time.
 
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