With a financial journey that you want to be accountable it is good to keep acount of things.if you want to spend less, you need to keep account of such. How do you know how much you spend daily? Do you keep account of it?
I have an app that I use at times. However, I prefer the traditional way of doing it - pen and paper. LOL. I usually record my daily expenses so I know the areas where I can cut back.
Since my computers , smartphones and other gadgets are hacked extensively to rob data for impersonation , I am using paper and pen extensively for keeping financial records
Most times I usually write the things I need to spend money on according to their level of importance. Though there are times I don't really keep tabs.
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