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How Do You Maintain Financial Stability?

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Financial stability is not only for the future, but will provide comfort and security in this life and also create opportunities to achieve the goal of financial freedom. for that, I always try to improve financial stability, both in simple ways such as reducing expenses, managing finances, not taking debt, preparing emergency funds even in small amounts, investing, looking for additional income, etc. How about you?
 
I avoid spending much. As much as possible I do list the things that are essential to avoid wastage. I never withdraw my savings from the profit of my business. I intend to manage another business next year and the capital is from my savings.
 
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