How Do You Manage Your Personal Finances?

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Financial success will begin with goals and how to manage finances. Goals will direct you to the targets you want to achieve, goals are dreams that will be achieved in the future, so they can increase motivation, so setting financial goals is a must before you manage your personal finances. Currently there are also many apps available that make it easier for you to track all financial transactions, you will also easily prepare a personal income budget, expenditure budget, etc.
 
I manage my personal finance by spending less and putting more focus on my needs rather than my wants. Though there are times I get carried away and spend on my wants.
 
I manage my money by saving it for future use. Part of it was already withdrawn for my business capital. I franchise a milk tea selling business in the mall. The sales of my business are also saved for future use.
 
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