Everyone will enter work retirement, where we will no longer work and of course our income will drop drastically or even disappear, while our body condition will get weaker so we need to increase our spending on vitamins and medication. Based on these conditions, we must prepare or plan a thorough retirement as early as possible. If you are currently 25 years old and you will retire at the age of 60 then you have 35 years. So how do you calculate or estimate your expenses for retirement?