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How to Create a Personal Financial Plan?

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Although there are many articles about finance, and many financial experts are ready to help us, unfortunately I meet many people out there who are unable to create their own financial plans, so no matter how much they earn without implementing good and correct financial management methods, all our income will be useless. So we need to know and implement the stages and processes of our own financial planning, but how?
 
Draft your financial plans to check and master them. Study your plans and check which one aligns with your interest and passion. It's not significant to memorize your plans. Put them into writing so you can determine which one is effective and realistic.
 
Everyone can prepare a different financial plan, but it would be nice before we make a financial plan first we evaluate the current personal financial condition, such as fixed income, passive reasion, age, marital status etc. Furthermore, we can set realistic goals in accordance with financial conditions and prepare financial plans.
 
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