how to handle my finances?

[kiko666]

how to manage my money i have been struggling with this forever like even if i had a lot of income coming in my ups and even when low in my downs

the most expenses i have is cigs only and plz don't say to quit it i am asking maybe someone had the same issue and solved it somehow!

byw i still live with my parents so no mortgage or utility bills but still my money cant go through the whole month

 

[magnus2022]

I all have to do with discipline. Discipline is one of the principles of life you must train yourself to control. It is your duty to keep your money and you must devise a way to do it. No amount of advice will help if you dont discipline yourself.

 

[deucher]

You need to have a list and know what you spend money on. After that, look at it and understand whether it is really worth it and whether it is possible to reduce costs. For me, this method was the most important in the beginning when I tried to manage finances

 

[Augusta]

This happens when you have a job that pays little. You just have to get a job that pays well. Then you slow down on your spending that's all

 

[freelancermaria]

Having self-discipline is essential when it comes to managing your finances. One way to do this is by setting your priorities straight and keeping track of your income and expenses every month. By doing so, you can identify areas where you can cut back on unnecessary spending and focus on the things that matter most to you.

 

[eLdavis]

I think for this you need a budget on how you spend and it might probably be that you are spending more on your wants than your needs.

 

[Stardom22]

As for me, l think that you must plan for the expenditure of your money. With that being said,
a good and very controlled budget would really help you out here.

 

[eLdavis]

As for me, l think that you must plan for the expenditure of your money. With that being said,
a good and very controlled budget would really help you out here.

Yes budgeting and planning is extremely important when it comes to financial management.

 

[Suba]

You need to make financial records of both monthly income and expenses, either on mobile apps or on paper. Create life goals such as when you will get married or if you want to buy a new car with your own money. Allocate part of your income to a special account, at the beginning you receive income.

 

[Augusta]

You need to manage debts and prioritize paying it. This is where self discipline comes in. You income or profits should be used wisely