If you can't pay for it with cash, you can't pay it

[freelancermaria]

I agree with this. It suggests that if you can't pay for something in cash upfront, you should reconsider purchasing it. It highlights the need to live within your means and not overpay on items that can put you in serious debt. Some people do not have enough cash but can splurge confidently because they use credit cards. It is not advisable to rely on credit cards or loans, especially if you wish to boost your personal finances or save.

 

[King Belieal]

If it is something that you absolutely need urgently and for some reasons, you don't have enough cash at the moment, but you are sure that you can have cash to pay within the next two months, it is okay to buy.

 

[Stardom22]

I am agreeing with you 100%. When you don't have some cash for that it means purchasing that in the hire purchase model would strain your financial life automatically. So in simple terms don't go for it at all.

I agree with this. It suggests that if you can't pay for something in cash upfront, you should reconsider purchasing it. It highlights the need to live within your means and not overpay on items that can put you in serious debt. Some people do not have enough cash but can splurge confidently because they use credit cards. It is not advisable to rely on credit cards or loans, especially if you wish to boost your personal finances or save.

 

[freelancermaria]

If it is something that you absolutely need urgently and for some reasons, you don't have enough cash at the moment, but you are sure that you can have cash to pay within the next two months, it is okay to buy.

If it is something you really need, then it is okay to pay using your credit card. However, make sure to pay on time to avoid paying for high interest rates.

Post automatically merged: Feb 23, 2024

I am agreeing with you 100%. When you don't have some cash for that it means purchasing that in the hire purchase model would strain your financial life automatically. So in simple terms don't go for it at all.

Yes, if you can delay it, do so. Wait for the right time to acquire whatever you need. Save up for it.

 

[Starmix]

When you go shopping and no credit card with you it's obvious that you have to apply estimation and calculation of the item you want to buy to pay in cash only. It's a shame buying money lacking.

 

[eLdavis]

Majority of the times, when I come across something I can't afford, I simply move on. I don't scrape myself trying to get it, especially if it's something I can do without.

 

[Kirubel]

That is true. Never think about credit and loans when you are planning to buy things, especially when you can't afford them. It is better not to buy them than to take a loan or credit to buy them.