Emergency funds can be used for any purpose, especially when business people encounter financial trouble. Although emergency funds act as reserve funds, when business is not running smoothly, business emergency funds can help cover operational costs and business continuity. So from the first time we open a business, we must set aside part of the profit for a business emergency fund. Ideally, the amount of a business emergency fund is six times the monthly expenses, so in your opinion, is a business emergency fund important?