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Is a payment processor kind of business offering already too saturated?

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I would love to create a payment processor. I have talked with some partners about it. But it seems the payment processor sphere is already too saturated with so many platforms offering such service.

Do you think creating a payment processor now is a smart business idea?
 
Yes there are already so many payment processors out there, but that doesn't mean you can't do yours. The key is to make yours different and unique.
 
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