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Is Emergency Fund Very Important?

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Basically, emergency funds are used to anticipate unexpected things. Whatever unexpected events occur when we need funds, emergency funds can be used and do not interfere with your investment portfolio. So in your opinion, should everyone have an emergency fund?
 
It is a must to have an emergency fund but not all can do this. I cannot blame others failure of securing the emergency fund because of small income and food is their first priority. If they only realise the importance of emergency, they won't miss to do it.
 
Life is full of uncertainties. Having emergency fund is essential to prepared for unexpected happenings.
That's right life is very unpredictable. you do not know when you would need money very urgently so you need to save
 
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