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Luck is what happens when preparation meets opportunities, and yes, for sure, chances are there when you are prepared to do something that improves your financial life. When you do it and you are also prepared; you will meet luck and luck is a rare opportunity one may encounter. Preparation is very important like, for example, aiming to increase your finances, and you already have plans and capital and you are there at a place where people need additional suppliers of their daily needs, and you are that ready, you will never hesitate to start your investment according to what the people in the community need. That is what we call luck at the right time.