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Penny stocks and forex trading offer opportunities for aspiring investors who have limited investment capital. The opportunity is there, in either investment market, to take a relatively small amount of money and literally build a fortune within just the space of a few years. If nothing else, there is at least the opportunity to get started in investing with only a little bit of money. In contrast, regular stock or bond trading usually requires a significantly larger bankroll to invest and see substantial returns. If an individual is working with an investment account of $50,000 or $100,000, then a potential 10% return represents a substantial sum of money. But for an individual who only has $500 to $1,000 to invest, a 10% return is not even enough to cover the cost of a new smartphone. Investing in regular stocks does not typically offer the explosive growth potential that exists for penny stocks, nor the high degree of leverage available in the forex market.