It turns out that a person's personality is very influential in a person's behavior in managing finances, so basically each person will have a different personality as well as their behavior in managing finances. Have you ever compared your way of managing finances with your siblings, friends, boyfriend, etc., of course they will have different characteristics. The following are personality types in managing finances as a result of research from the University of Nebraska:
1. Spender
Spender is a type of character who likes to spend money, especially for shopping and will make himself happy.
2. Hoarders
The hoarder type has a financial plan and budget and likes saving and investing, they always evaluate the budget and are very careful and thorough.
3. Avoider
Avoiders are the type of people who are careless, indifferent or don't care, they don't have a financial plan and will even have difficulty managing their income, paying bills, debts, etc.
4. Amasser
Type Amassers like to save money and will be happy to see that they have a lot of money, whether it is saved in the bank or invested. Amasser types often equate money with self-esteem and power.
5. Money Monk
The money monk type is very cynical about money and he will always avoid money, he considers money to be the source of all evil.
If there is no suitable/correct number for you, it means your character is a combination of two or more numbers. Recognizing our personality in managing finances will be very useful for evaluating ourselves, how so far we have planned and managed finances, we can maintain habits/character that are considered good and improve bad habits.
1. Spender
Spender is a type of character who likes to spend money, especially for shopping and will make himself happy.
2. Hoarders
The hoarder type has a financial plan and budget and likes saving and investing, they always evaluate the budget and are very careful and thorough.
3. Avoider
Avoiders are the type of people who are careless, indifferent or don't care, they don't have a financial plan and will even have difficulty managing their income, paying bills, debts, etc.
4. Amasser
Type Amassers like to save money and will be happy to see that they have a lot of money, whether it is saved in the bank or invested. Amasser types often equate money with self-esteem and power.
5. Money Monk
The money monk type is very cynical about money and he will always avoid money, he considers money to be the source of all evil.
If there is no suitable/correct number for you, it means your character is a combination of two or more numbers. Recognizing our personality in managing finances will be very useful for evaluating ourselves, how so far we have planned and managed finances, we can maintain habits/character that are considered good and improve bad habits.