Purchasing in hire purchase versus taking loans and buying in cash

[Stardom22]

For me l have realized that it's a little bit cheaper to take a loan and buy in cash rather than buying the item in the hire purchase.
This is because the hire purchase model of buying is far way very expensive than the interests charged on loans.

 

[Springtime]

I prefer to use my credit card to make purchase. It's interest free if you pay your credit card on time, and you can get cashback.

 

[Stardom22]

I prefer to use my credit card to make purchase. It's interest free if you pay your credit card on time, and you can get cashback.

Unfortunately in my region the prepaid cards are not very popular. What we have are only the debit cards