Discouragement is one cause why some people refrain from investing or fear from the unknowns. I am sure time comes they will be encouraged to invest. They only need time and motivation.
There are many reasons why some people don't invest their money, which often happens because their income is small, so they don't have excess money to buy investment instruments, the income is large but wasteful.
Absolutely true! A person that is struggling financially will find it difficult to make investment because a hungry man must first eat before any other thing.
Some people had just plagued their lives with financial responsibilities that are bigger than them, so that they can't have any amount of spare money to invest.
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