Many novice investors prefer to accept advice from their seniors to buy investment instruments, even though it seems easier and more comfortable, in fact many investors fail when implementing investment advice from other people. So we as new investors must also understand that not all investment advice will be suitable for us, especially regarding our financial condition and risk profile, such as if someone suggests buying tier 1 shares for the long term while my financial condition requires money for the short term, so the shares will likely sold before the time comes, so there is a possibility that there will be a loss and transaction fees and share taxes will be deducted. So before implementing suggestions or recommendations from other people, we should do an analysis of ourselves. What do you think?.