There is a system where an individual and 5 friends contribute $200 monthly or any amount that is suitable for the group. Then from the six, one will recieve the $1200 that was contributed by the whole group. The system rotates until everyone in the group get a chance to recieve their share in 6 months Reason behind such is that you can do way more with a lumpsome plus it works best for those that can't save money.
