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Savings that went wrong

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What's the X-factor that made savings wrong. Saving means keeping what we earned from work , business, or investment for an intention to make it mature and provide the savers the ease and surety that when time comes savings ready to use for an intended purpose something unexpected happened and that you wanted war of words why your savings went wrong. The X-factors include : bank robbery, bank gotten by fire, bank creditors failed to pay, bank managers turned crooked. Those bank depositors may not believe their ears and eyes but facts like this did happen even in my country and those victims received only part of their savings. Lesson learned : it's better to invest more than save more. Diversify your earnings.
 
Saving that went wrong. When it comes to saving you need to be self determinant because sometimes you might feel like using your saving meanwhile it was not yet time , if you do so your saving would go wrong
 
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