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The important thing in your 20s is build your bank account

That is not possible here as during that age most of the people are still on the college or universities.
But you can still do online tasks as a student to build your income then you save to have money for a future business
 
If you are in early 20s, you might be just a student and might not have enough funds for saving or investing, but when you are in late 20s, you certainly have a decent income, so you should start building savings and investment.
 
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