The Term Fake Assets: Do You Agree or Not?

[Suba]

The term fake assets was popularized by Robert Kiyosaki through his book and website Richdad.com. According to Kiyosaki, fake assets refer to assets that promise profits but in practice will only drain your money, such as pension funds, savings, stock investments, mutual funds, bonds, etc., where investors only have the obligation to pay taxes and expenses that are disproportionate to the revenue or only generate a small amount of revenue. This is very different from real assets, where investors generate revenue directly into their bank accounts or wallets, such as rental income from property, vehicles, goods, or businesses that don't require the owner to be fully operational.

 

[gwolf666]

I think the concept of “fake assets” as explained by Kiyosaki is provocative but also useful to spark debate. Many people rely on traditional investments like pension funds or mutual funds because they are considered safe and regulated. However, the reality is that these vehicles often generate small returns compared to the costs, taxes, and inflation that eat away at their value. That is why Kiyosaki calls them fake assets: they look like wealth builders but in practice they drain money slowly. On the other hand, real assets such as rental properties, small businesses, or even vehicles used for income provide direct cash flow. The difference is tangible: money enters your account regularly without waiting for market fluctuations. Of course, not everyone has the capital or risk tolerance to buy property or start a business, but the principle remains clear. Cash flow is king, and fake assets rarely deliver it.

 

[Starmix]

Of course, I agree with it. It happened here in my country. One citizen complained about a scammer who pretended to be legit. She lost $3,000 for a fake asset. The fake person was skilled in scamming people.