What are the requirements to get a credit card in your country?

[Fidelia]

The credit card system is part of the financial system of most countries. But of a fact, every country that has a credit card system should have some requirements that people should meet before being issued credit cards.

What are the requirements to get a credit card in your country?

 

[Suba]

In my country to get a credit card, each bank has different requirements, but in general you must be at least 21 years old, maximum 65 years old, have an ID card and taxpayer number, have income and proof of income. have a good credit history, we can also make a credit card online or visit the bank office.

 

[Springtime]

In Hong Kong, you have to be at least 18 years old, some banks require 21 years old. Provide income proof, identity proof, address proof and a good credit history.

 

[Min George]

I know that you must show proof that you are employed and also submit sample salary vouchers from your place if work.

 

[Starmix]

It's also the same here in my country one must be 21 years old and above two valid identification cards, 2x2 picture and foremost, having a bank deposit or saving at least $2000 minimum.

 

[eLdavis]

Before the bank gives you a credit card, they would need to see your credit score and most importantly your source of income.

 

[Starmix]

Before the bank gives you a credit card, they would need to see your credit score and most importantly your source of income.

Yeah, that is correct. There is a background check to be done by the bank personnel whether the applicant is legit and have a good credit card reputation in the past.

 

[eLdavis]

Yeah, that is correct. There is a background check to be done by the bank personnel whether the applicant is legit and have a good credit card reputation in the past.

Yes and it makes sense that way, there are some persons who want Access to huge amount of money but do not even have a way to pay back.

 

[Starmix]

Yes and it makes sense that way, there are some persons who want Access to huge amount of money but do not even have a way to pay back.

That is right, in fact, I surrendered my credit card after I read Rule 72 of Albert Einstein. Our debts will double every two years and I experienced it so I surrendered my card

 

[Trush Jodie]

Your guaranteed source of income is the major thing that is ascertained before being issued with a credit card.

 

[King Belieal]

Getting a credit card would require that you submit your personal documents like your government issued ID.

 

[Augusta]

There's no credit card collection for us here. you just have your ATM card which is a debit card that you only use to withdraw money

 

[bluesky]

I think it varies from bank to bank and is not uniform. Anyway, I am not interested in a credit card.

 

[magnus2022]

Most banks in Nigeria don't issue credit card. What we mostly have here is debit card. In fact, i have not seen a Nigeria bank credit card. Probably, most banks are afraid of losing their money due to lack of database, high level of unemployment etc.

 

[Augusta]

Most banks in Nigeria don't issue credit card. What we mostly have here is debit card. In fact, i have not seen a Nigeria bank credit card. Probably, most banks are afraid of losing their money due to lack of database, high level of unemployment etc.

That's it. They are always afraid of losing their money maybe because people can hardly. be honest. But it is all good I believe