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What are the Tools that can be used as Personal Financial Controllers?

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Suba

Suba

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When we manage finances, whether it is business or personal finances, we need a control tool, which functions as a controller of expenses, making plans, maintaining financial stability and also being able to achieve the financial goals we dream of. The budget is the control tool that we are most familiar with, both for business and personal finances. So in your opinion, what are the personal financial control tools other than the budget?
 
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