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Nomad
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This year my finances have been in pretty bad shape, it is not that I did not earn well, I did manage to earn but I had losses in investment and business. Now that the year is going to end, I have now made up my mind to save every bit I can for next year, and then invest that money in something secured, maybe gold or real estate, instead of risky assets like stocks and crypto. I will keep reinvesting my returns. Maybe by investing in less risky asset my investments will expand, and I will move closer to financial freedom.