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What do you think can improve your personal finances?

i think to improve personal finances you first have to identify where your problem is. Finding the problem will help you find a possible solution to it.
 
To improve your finances you have to start living in frugality. You have to save what you earn even small to have a capital someday to manage a small business. If you live near where people are observe what they mostly buy and that must you imitate to operate a small business what people need. You may start selling right away.
 
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