What is the reccomended use for the unused emergency funds for like more than two years?

[Stardom22]

What if the emergency funds stay untouched for a period of more than two years. Are there any recommendations for the usage of part of it for that reason?

 

[Suba]

If you've reached your emergency fund target, based on your status, whether single or married, consider your financial situation. If it's stable and healthy, you can allocate a portion, or 40%, of your total emergency funds to various investment instruments.

 

[Stardom22]

lnvesting some money that lies idly on the emergency fund kit, is a very good thing as one can leverage on the interest accrued on the investments. That is far beneficial as compared to the accumulation of money into a kit.

 

[Suba]

Although the goal of investing is to double your money, since the funds come from an emergency fund, it's best to choose short-term, easily liquidated investment instruments, such as gold, USDT, or others.

 

[Springtime]

I will still keep it as an emergency fund because you never know what happens in the future.