What limitations can a business operating with a loan face?

Kross

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Businesses that operate with a loan are faced with certain challenges by virtue of the fact that they are running with debts.

What are the likely limitations that a business operating with loaned funds face? And how can they navigate through these challenges?
 
The business would not be able to expand themselves untill they have sorted out their loans, and if they are not able to pay back, they might end up having their assets seized.
 
The business can't explore new ideas because it doesn't have any leverage to incur any loss, no matter how little.
 
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