We often mistakenly use the wrong term, perhaps we should say investment planning instead of financial planning or vice versa. because the two are not synonyms so of course there will be many differences between the two terms. As far as I know, our financial planning must look or predict far into the future, perhaps more than 30 years, such as retirement. Meanwhile, investment planning will take a shorter perspective of 1 year to 10 years. Apart from that, do you notice any other differences?