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Which financial advice did you ignore and now regret?

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We have all ignored a smart money tip at some point, maybe someone told you to start saving early or not to touch that credit card. I regret not venturing into online earnings sooner when my friend told me about it. She started years before me, and she always encouraged me start but i didn't, i only started after i lost my job. Had i started earlier i would have managed to make so much more.
 
Though no one advised me back then, but if i had known the importance of saving and investing at an early age it would have been a lot better right now.
 
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