Joshua Farrell
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DBucks Small and Large Loans
Monthly Payback Edition
Monthly Payback Edition
This thread is dedicated mainly for those who are looking to open an exchange thread located in the marketplace area, or to request a small loan to be able to claim a withdraw from the forum. Any requests for a large loan, whose purpose is to just cash out from the forum, will be refused service.
Are you looking to offer exchange services here at Discussion Bucks? If so, then this is for you. This loan service, allows you to claim DBucks for an exchange, where you are expecting quite a bit of DBucks spent to pay people to do stuff for you, and potentially to get the investment back by having others pay you for completion of services. This also can be used to get a withdraw from the forum.
Part of the loan agreement made in this thread, is that you agree to pay back what you got as a loan, back on an atleast monthly basis, or based on an agreed upon pay back plan. Because of the amounts involved, it is expected that you actively get involved with exchanges, to make sure you have the capital to be able to meet the monthly payback requirements, or to pay it back IN FULL.
Requirement(s) Before ANY Loans are Given Out
Before you can request a loan in DBucks from me, you must complete the following, for the appropriate loan size designated next to each requirement. These requirements are a MUST. If you don't complete these tasks, I won't send you the requested loan.
Small Loan Requirements:
- You must create 100 Threads around the forum, and to have not plagiarized any of the content in any of the threads you make. If you must copy something to help start a thread, you are REQUIRED to link to where you got part of your thread from, and to not have more than 10% of that item copied.
- If you are to copy a thread you made previously on a separate forum to help get the total required thread amount, you MUST MAKE IT UNIQUE. This means to either change how you wrote it in the first place, or provide a different context to your question or topic of discussion.
- In addition to the above, your opening posts in the threads you make, must have atleast 30 words. This is easily attainable, if it is a question thread and you give an answer or your opinion, in addition to the question you ask.
- You must create 250 Threads around the forum, and follow all requirements mentioned in the small loan version of this thread count amount, and follow item 2 in the small loan amount to the letter.
- In addition to the above, your opening posts om the threads you make, must have atleast 45 words. This is easily attainable, if it is a question thread and you give an answer or your opinion, in addition to the question you ask.
- You must also have atleast 1 service thread or exchange, somewhere in Discussion Buck's Exchange Central Area. This can be a service to post on forum owners' forums, write up articles, advertising services of any type, bounties, graphics making or anything else where you would be advertising a service of some type for people on this forum.
Payback Options
The following are options that can be used to pay your DBucks Loan back.
Payback Option: DBucks
The direct link to the donation tab with my username alrready filled out to pay back in DBucks, is https://discussionbucks.com/dbtech-credits/currency/d-bucks.2/?user_id=23&tab=donate
Once on that page, the first thing you will need to do, is fill in the balance you are paying back, per monthly minimums and any extra above it you want to pay. Then fill out the message to include "DBucks Loan Payment".
Payback Option: MicroLikes
Follow these instructions to pay back your loan in MicroLikes.
- Log in to your account at MicroLikes.com.
- Navigate to the left sidebar and click on the 'MicroLikes amount' field.
- Enter the number of MicroLikes you wish to exchange as payment for the loan.
- In the 'Send To' field, input 'joshuafarrell' as the recipient username.
- In the Message field, type: "Discussion Bucks Loan Repayment - [Your Discussion Bucks Username]".
- After the transaction posts in your "MicroLikes Transactions History" and is seen as "Pending", click/tap on the blue "confirm" button.
- Congratulations! Payment is then sent!
Small Loan Information
Loan Minimum Request: 1.00 DBucks
Loan Maximum Request: 5.00 DBucks
Initial Fee, Added to Payback Total: 250% of Requested Value
Expected Balance to Pay Back in addition to the Initial Fee: Loan Requested Amount + 250% of the value of the loan.
Minimum Fixed Payback Installments: 2.5 DBucks Monthly, till paid in full.
Fixed Fees Added for Missed and Partial Payments: 2.5 DBucks Added to Total for all missed payments. Missed payments, are any month where you did not pay back atleast half of the monthly installment balance. If you paid 50% or more of the monthly installment but didn't pay the full amount for the month, the fee is the value of the remaining monthly balance you did not pay, plus 1.25 DBuck added to your current posted loan balance.
Formula used for calculators, to determine how much you need to pay back:
x+(x*2.5)=
x, being requested loan value (the amount you want as a loan).
1.5, being the initial fee tacked onto the total to pay back.
Example: 1+(1*2.5)=
The above example, shows a loan requested value being 1 DBucks, being added to the fee charge being multiplied against the requested loan amount. The amount it puts out after the formula is put in, is 3.5. 3.5, being the amount that needs to be paid back.
So the formula with the answer given for the total to pay it back, looks like:
1+(1*2.5)=3.5
To figure out how much you will need to pay back in full, use the formula above, and replace the x with the loan amount you want to claim, then input that number in the two spots that x is located in the formula, and you will get your answer on how much you need to pay back.
Small Loan Terms That MUST Be Agreed To
By applying for a loan from this thread, using the below form, you agree to:
- Use the loan, strictly for withdrawing that amount, or to be used in an exchange that you are offering to pay people with it;
- Not to ask for a loan, just to withdraw and disappear from the forum;
- Required to Pay back the loan on a monthly basis, based off of the Fixed Payback Installments Amount;
- Contact me regarding your ability to pay it back, if you end up having issues with being able to pay back the monthly installments, or the entire thing in general.
- To post daily or to get business to earn the amount back, in order to build up your balance and repay the loan;
- To Make sure all content created by you, via threads and replies, are of good quality, and are posted in the appropriate section of the forum that it belongs in.
Large Loan Information
Loan Minimum Request: 25.00 DBucks
Loan Maximum Request: 50.00 DBucks
Initial Fee, Added to Payback Total: 250% of Requested Value
Expected Balance to Pay Back in addition to the Initial Fee: Loan Requested Amount + 250% of the value of the loan.
Minimum Fixed Payback Installments: 5 DBucks Monthly, till paid in full.
Fixed Fees Added for Missed and Partial Payments: 5 DBucks Added to Total for all missed payments. Missed payments, are any month where you did not pay back atleast half of the monthly installment balance. If you paid 50% or more of the monthly installment but didn't pay the full amount for the month, the fee is the value of the remaining monthly balance you did not pay, plus 2.5 DBucks added to your current posted loan balance.
Large Loan Terms That MUST Be Agreed To
By applying for a loan from this thread, using the below form, you agree to:
- Use the loan, strictly for services you are offering to pay people with it;
- To also get business to earn the amount back, in order to build up your balance and repay the loan;
- Not to ask for a loan, to cash out with it;
- Pay back the loan on a monthly basis, based off of the Fixed Payback Installments Amount;
- Contact me regarding your ability to pay it back, if you end up having issues with being able to pay back the monthly installments, or the entire thing in general.
- Make sure all content created by you, via threads and replies, are of good quality, and are posted in the appropriate section of the forum that it belongs in.
Form to Request Loan
*MUST BE FILLED IN COMPLETELY*
Code:
Loan Amount Being Requested:
What Service Are You Requesting This For: (withdrawing for small loans, or to participate in a service posted here on the forum)
Link to Where You Are Planning to Use Loan:
Do you agree to the terms of the loan?:
(Yes or No)
Do you acknowledge that if you don't make a monthly payment, that your balance to pay back will increase?:
(Yes or No)
Do you also acknowledge that if you do not make a full payment for the month, that your balance will increase, as mentioned in the missed balance or partial payment made section listed above?:
(Yes or No)
Do you also acknowledge that you need to contact me, if you are having issues with being able to pay the monthly balance off?:
(Yes or No)
Do you also acknowledge that you need to make sure all content you post, is of good quality, and is posted in their correct areas?:
(Yes or No)
I will be double checking your answer on this last question. Do you meet the requirements needed for requesting a loan in the amount you need?:
(Yes or No)Thank you for consideration in using this service!
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