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Do you consider golden (and maybe silver) jewels as investment and/or savings?

Yes, unfortunately. If a breadwinner is compelled to drive a long way to reach the job place, there is a serious risk of a car accident, after sleepless night cause earsplitting volume music.
Loud music can definitely disrupt sleep and significantly affect your ability to concentrate during the day, which can lead to exhaustion and dangerous situations, especially for those who need to commute long distances for work.
 
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