For me l would prioritise on the savings first before investing on the money.O think one should save for accumulating for the Money before one can make any nvestment.
Savings and investments are both good in their own ways. I do the one that is within my reach first, which is savings. Most investments require good capital.
I do both, but I would consider savings first. You need to have some money to make investment. And if you make a loss in your investment, having savings enable you to pay your bills.
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