What are some of the best money-saving habits that actually work for you?

[freelancermaria]

Some of the best money-saving habits that work for me include cooking at home, setting a specific monthly budget (hopefully without any emergencies), and buying in bulk, to name a few. What about you?

 

[Springtime]

I have the habit of putting a portion of my monthly earnings into my bank account. Other than that, I always look for goods deals such as buy one get one free.

 

[Augusta]

i dont go out with extra money because I will spend it. To avoid that leafe home witj only money you need

 

[Suba]

@freelancermaria, you are a good and wise housewife who can manage money well. I have stopped using credit cards to avoid interest charges. Furthermore, even though I have many marketplace accounts like Lazada, Shopee, etc., to avoid impulsive shopping, I uninstall them after making purchases. The numerous ads on my smartphone make me open the apps and shop.

 

[bestwriter]

Controlling the urge to go for that which one wants could be one way Needs have to be met but one should give in to wants if only has enough finances

 

[Fire&Rain]

One habit that’s helped me the most is tracking everything I spend. I write it down or type it in a note app. It’s annoying at first, but after a while, you start seeing where the leaks are. Another one is setting rules like “no spending on weekdays” or “no takeaways for two weeks.” Also, I don’t keep money in my main account, I move my savings to a separate one with no card access. That way, I don’t touch it unless it’s really important. Simple stuff, but it works for me.

 

[eLdavis]

I have learnt to focus more on my needs, than just spending money on anything that i want. I have to make some changes and sacrifices though.

 

[Augusta]

It's about making sure we're doing all we can to make our money go as far as possible

 

[Stardom22]

I always plan on to deposit as low as $0.50 on my online banking app that attracts some interest at the end of the saving plan.

 

[kit_hung]

One habit that’s helped me the most is tracking everything I spend. I write it down or type it in a note app. It’s annoying at first, but after a while, you start seeing where the leaks are. Another one is setting rules like “no spending on weekdays” or “no takeaways for two weeks.” Also, I don’t keep money in my main account, I move my savings to a separate one with no card access. That way, I don’t touch it unless it’s really important. Simple stuff, but it works for me.

Those habits of yours are very strict with money discipline. Tracking everything you spend is like putting CCTV on your wallet. At first it's annoying, but later you see the leaks clearly and you can close them. Rules like no spending weekdays or no takeaways set clear boundaries. Savings transferred to an account without card access is like hiding sugar from crows. There's no temptation to touch it. Simple but it works and gives you real control.

 

[Augusta]

Take advantage of bank technology. Pay your bills on time and pay more than the minimum amount. .Determine needs versus wants