Wrong choices of family members make people poor: I see with my own eyes such a mishap in Latin America. In Latin countries, it's still normal to marry in their teens, skipping schooling and both unemployed. And they begin to bear children and more children. So their family members feel themselves obliged to support the new family. A minimum pension grandmother forced to support around 40 people per day is what I witnessed. This grandmother (or grandfather) is forced into a miserable life. He/she can't pay any health insurance, can't purchase his/her drugs because her/his pension goes away in a few days to support such social parasites. That's why I don't believe at all in the modern philosophy of the poverty mentality because a Latin American third-aged doesn't have too much choice.