Marriage is a pathway to enter a new life full of hope to realize a happy family until the end of life. However, behind the euphoria, financial problems are often a common obstacle in households, especially personal debt before marriage. Before going further to enter the world of marriage and building a household, it is very important for couples to discuss their respective personal debts. What are the implications, and the preparation of plans and strategies to minimize conflict in the household. So in your opinion, why do prospective couples need to discuss their respective debts before getting married?